Get your finances fighting fit for the New Year

Let Pepper Money help you consolidate debt. 

 According to data collected by finder.com.au 36% of Australians use credit cards to pay for Christmas presents. 

Christmas spending can add more pressure to households relying on multiple credit cards and loans in an attempt to stay on top of expenses - often creating a serious financial burden of carrying debt into the New Year. 

The good news is that Pepper Money takes a real life approach to lending. We have solutions that may help you take control of your finances – including options to consolidate debt. 

WHAT ARE THE BENEFITS OF DEBT CONSOLIDATION?

Depending on your personal circumstances, consolidating debts can be a good option if you’re wishing to get on top of your existing debts and make repayments a lot more manageable.

• IMPROVED CASH FLOW: 

Consolidating debts can improve monthly cash flow, because there are fewer bills to pay. In fact, a large study identified that, on average, debt consolidation can reduce monthly outgoings by between 30% and 50%.^

• FEWER FEES AND CHARGES: 

By rolling debts into one monthly repayment you will have only one set of administrative fees, making it much easier to know where your money is going.

• ONE CONVENIENT INTEREST RATE: 

Refinancing allows you to roll all your personal debts and liabilities into one loan account – subject to one interest rate, making repayments a lot more manageable. 

To help Western Sydney Wanderers members at this time of year, Pepper Money is offering no upfront fees across our entire product range. Save up to $1,000 on a home loan, $400 on a car loan or receive a $150 rewards voucher with a personal loan*. 

Check out the Pepper Money loan offers for Wanderers Members by visit pepper.com.au/wsw-offer